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    <description>Articles and company news from Heka: identity intelligence for financial services.</description>
    <language>en</language>
    <lastBuildDate>Sat, 03 Oct 2026 00:00:00 GMT</lastBuildDate>
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      <title>Know Your Agent: How Can Banks Verify AI Agents Acting on Behalf of Customers?</title>
      <link>https://hekaglobal.com/blog/know-your-agent-ai-agents-banking</link>
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      <description>Learn how banks can identify AI agents, verify the customers behind them and enforce delegated authority as agent-mediated financial journeys emerge.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate>
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      <title>Heka Global Partners with Hymans Robertson to Improve Pension Scheme Member Outcomes</title>
      <link>https://hekaglobal.com/newsroom/heka-hymans-robertson-partnership</link>
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      <description>Heka partners with Hymans Robertson, starting with two UK pension schemes, to trace gone-away members and support better outcomes for pension scheme members.</description>
      <dc:creator>Heka Global</dc:creator>
      <category>Newsroom</category>
      <pubDate>Fri, 02 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Heka Joins the American Fintech Council</title>
      <link>https://hekaglobal.com/newsroom/heka-joins-the-american-fintech-council</link>
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      <description>Heka joins the American Fintech Council to contribute identity intelligence expertise to responsible fintech innovation and AI-driven fraud prevention.</description>
      <dc:creator>Heka</dc:creator>
      <category>Newsroom</category>
      <pubDate>Thu, 01 Oct 2026 00:00:00 GMT</pubDate>
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      <title>What a digital lender’s backtest revealed about fraud its existing stack missed</title>
      <link>https://hekaglobal.com/blog/digital-lender-fraud-backtest</link>
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      <description>A digital lender backtest uncovered additional fraud beyond existing controls. Explore the risk-score patterns, loss rates and lessons for fraud teams.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Wed, 30 Sep 2026 00:00:00 GMT</pubDate>
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      <title>How a global payments platform reduced account-takeover reviews by 90%</title>
      <link>https://hekaglobal.com/blog/global-fintech-account-takeover-analysis</link>
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      <description>See how cross-validated identity evidence helped a global payment platform reduce account-takeover and thin-file reviews by 90% and lower loss exposure.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Wed, 30 Sep 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>Fraud Detection for Payment Processors</title>
      <link>https://hekaglobal.com/blog/fraud-detection-for-payment-processors</link>
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      <description>Learn how payment processors can detect identity fraud in real time, strengthen transaction risk scoring and produce explainable, audit-ready evidence.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Pension Scheme Data Readiness: Why Clean Data May Not Be Buy-out Ready</title>
      <link>https://hekaglobal.com/blog/pension-scheme-data-readiness-why-clean-data-may-not-be-buy-out-ready</link>
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      <description>A pension record can be complete and correctly formatted yet fail to reflect the member behind it. Why identity confidence matters alongside data cleansing.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>How Can Pension Schemes Trace Members Internationally? A 61-Country Case Study</title>
      <link>https://hekaglobal.com/blog/how-can-pension-schemes-trace-members-internationally-a-61-country-case-study</link>
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      <description>One pension scheme file led across 61 countries. Why international pension member tracing needs global research, identity resolution and corroborating evidence.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Wed, 19 Aug 2026 00:00:00 GMT</pubDate>
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      <title>Heka Featured in About Fraud’s H2 2026 Solution Provider Overview</title>
      <link>https://hekaglobal.com/newsroom/heka-about-fraud-solution-provider-overview</link>
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      <description>Heka is featured in About Fraud’s H2 2026 Solution Provider Overview in the Identity and Verification category, with a focus on customer onboarding.</description>
      <dc:creator>Andrew Roebling</dc:creator>
      <category>Newsroom</category>
      <pubDate>Sat, 01 Aug 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>The Family Tree that Changed a Death Benefit Review</title>
      <link>https://hekaglobal.com/blog/the-family-tree-that-changed-a-death-benefit-review</link>
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      <description>A deceased member’s son claimed to be the only child. Heka reconstructed the wider family and found other surviving children, changing the entitlement review.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Fri, 24 Jul 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>How Account Takeover Develops Inside a Trusted Customer Account</title>
      <link>https://hekaglobal.com/blog/ato-detection</link>
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      <description>See how account takeover can develop through gradual identity drift, and how breach, contact and behavioral signals reveal risks that individual checks may miss.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Wed, 24 Jun 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>The Complete Guide to Synthetic ID Fraud Stacks</title>
      <link>https://hekaglobal.com/blog/synthetic-identity-fraud-detection-stack</link>
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      <description>Learn how to build a layered synthetic identity fraud detection stack using eight signal layers, vendor evaluation criteria and web intelligence.</description>
      <dc:creator>Andrew Roebling</dc:creator>
      <category>Blog</category>
      <pubDate>Fri, 01 May 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>The Modern Fraud Stack: How Decisions Actually Get Made (and Where They Break)</title>
      <link>https://hekaglobal.com/blog/the-modern-fraud-stack-how-decisions-actually-get-made-and-where-they-break</link>
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      <description>How fraud decisions are made across verification, enrichment, scoring, orchestration and step-up, and why complete-looking stacks can lack identity context.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>Undetected Deaths in Pension Member Records</title>
      <link>https://hekaglobal.com/blog/undetected-deaths-in-pension-member-records</link>
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      <description>Why outdated mortality information creates risk for pension schemes, and how identity intelligence can help identify unreported deaths and improve member records.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Fri, 13 Mar 2026 00:00:00 GMT</pubDate>
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    <item>
      <title>Heka Joins Winmark’s PensionChair Network as Technical Partner</title>
      <link>https://hekaglobal.com/newsroom/heka-joins-winmarks-pensionchair-network-as-technical-partner</link>
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      <description>Heka joined Winmark’s PensionChair Network as Technical Partner, providing member tracing, data enrichment and identity verification to UK pension schemes.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Newsroom</category>
      <pubDate>Wed, 21 Jan 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Heka Raises $14M to Bring Real-Time Identity Intelligence to Financial Institutions</title>
      <link>https://hekaglobal.com/newsroom/seriesa</link>
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      <description>Heka raised a $14 million Series A led by Windare Ventures, with participation from Barclays and Cornèr Banca, to support U.S. expansion and product development.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Newsroom</category>
      <pubDate>Tue, 15 Jul 2025 00:00:00 GMT</pubDate>
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    <item>
      <title>What You Need to Know about the Pension Schemes Bill</title>
      <link>https://hekaglobal.com/blog/uk-pension-schemes-bill-2025-summary</link>
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      <description>A concise summary of the UK’s 2025 Pension Schemes Bill, from small-pot consolidation to guided retirement, and why scheme data standards must rise with it.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Blog</category>
      <pubDate>Mon, 09 Jun 2025 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Dalriada Partners with Heka to Trace Pension Fraud Victims</title>
      <link>https://hekaglobal.com/newsroom/dalriada-partnership</link>
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      <description>Dalriada Trustees partnered with Heka to trace victims of pension fraud using identity and contact resolution where traditional tracing methods had failed.</description>
      <dc:creator>Max Lack</dc:creator>
      <category>Newsroom</category>
      <pubDate>Fri, 09 May 2025 00:00:00 GMT</pubDate>
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      <title>Heka Now Live on NayaOne</title>
      <link>https://hekaglobal.com/newsroom/heka-nayaone</link>
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      <description>Heka became available through NayaOne, enabling banks and insurers to trial Heka’s identity intelligence capabilities within a sandboxed environment.</description>
      <dc:creator>Joy Phua</dc:creator>
      <category>Newsroom</category>
      <pubDate>Thu, 06 Mar 2025 00:00:00 GMT</pubDate>
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      <title>ZEDRA and Heka Join Forces to Trace Missing Pension Members with AI</title>
      <link>https://hekaglobal.com/newsroom/zedra-partnership</link>
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      <description>Heka partnered with ZEDRA Governance to help pension schemes trace missing members, after a pilot that identified 50% of previously unreachable members.</description>
      <dc:creator>Max Lack</dc:creator>
      <category>Newsroom</category>
      <pubDate>Fri, 21 Feb 2025 00:00:00 GMT</pubDate>
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