Payment Processor

High-confidence assessments for 75% of ambiguous accounts.

A payment processor evaluated Heka’s identity intelligence as additional evidence on accounts its internal scam warnings could not clearly classify.

of ambiguous accounts received a high-confidence Heka assessment
75%
of Heka high-risk accounts were confirmed fraudulent despite low internal warning
69.7%
of Heka low-risk accounts were confirmed legitimate despite moderate internal warning
66.1%

Customer evaluation result. Performance varies by portfolio and use case.

01 · Challenge

Accounts in the gray area

Some accounts sat in a gray area: internal warnings could not clearly separate scam accounts from legitimate users, leaving the risk team without a confident answer.

02 · Heka approach

Additional identity evidence

Heka supplied a risk score and explainable identity signals for each account, as additional evidence alongside the processor’s internal warnings. Results were compared with the processor’s confirmed outcomes, and decisions stayed with its own team.

03 · Outcome

Stronger evidence where it was missing

Heka gave a high-confidence assessment for 75% of ambiguous accounts. Accounts Heka rated high risk despite a low internal warning were confirmed fraudulent in 69.7% of cases, and accounts Heka rated low risk despite a moderate internal warning were confirmed legitimate in 66.1%.

See what your existing controls may be missing.

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